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Justin McDonald
Nov 4, 20221 min read
US Online Holiday Sales Expected to Return to Single Digit Growth in 2022
Digital Commerce 360 has been tracking US online holiday sales growth since 2015 with year-over-year percentage growth in the...
Justin McDonald
May 24, 20221 min read
Digital Wallet Transactions to Reach $7.5 Trillion in 2022, Fraudsters Likely to Follow the Money
A recent study from Juniper Research forecasts substantial growth in payments made from digital wallets with increasing acceptance at...

Fraud Practice
Nov 5, 20212 min read
Keeping Up with the New Normal in eCommerce, Fraud and Payments
A common theme throughout 2020 has been the acceleration of digital adoption across both businesses and consumers. We take a look at the...

Fraud Practice
Nov 5, 20212 min read
Processors Prepare for Increasing Merchant Chargeback Losses and Look to Increase Reserves
A FinTech lawyer reported that as many as one-fifth of his merchant clients have been contacted by their payment processors about the...

Fraud Practice
Nov 5, 20214 min read
Who Is Looking Out For eCommerce Merchants?
Guest Post Written by: Daryn Griggs, Co-Founder, Payshield, Certified eCommerce Fraud Professional Who Is Looking Out For eCommerce...

Fraud Practice
Nov 5, 20212 min read
Processing Through Acquirers with Lower Fraud Rates Reduces the Need for SCA Under PSD2
Many merchants both within and outside of Europe are concerned with meeting Strong Consumer Authentication (SCA) requirements and how...

Fraud Practice
Nov 5, 20212 min read
Will Enforcement of SCA in Europe be Pushed Back Again?
The UK’s Financial Conduct Authority (FCA) recently suggested that milestones related to ensuring Strong Consumer Authentication (SCA)...

Fraud Practice
Nov 5, 20213 min read
Visa to Increase Interchange Fees for CNP Transactions this April
After leaving interchange rates mostly unchanged for the past decade, Visa sent a letter to partner banks outlining the coming changes to...

Fraud Practice
Nov 5, 20212 min read
Federal Reserve to Launch Real-Time Payments System called FedNow by 2024
The U.S. Central Bank will embark on its biggest investment in payments since becoming an ACH operator more than forty years ago. FedNow...

Fraud Practice
Nov 5, 20211 min read
Klarna Becomes Largest Private FinTech Company in Europe Following $460 Million Funding Round
Klarna, a payment company offering micro credit for online transactions like PayPal Credit, serves consumers and merchants in Europe and...

Fraud Practice
Nov 5, 20211 min read
JP Morgan to Discontinue Chase Pay for Mobile Contactless Payments
Unable to catch up to Apple, Samsung or Google Play, Chase Pay was used by less than 10 percent of Chase cardholders in the last 90 days,...

Fraud Practice
Nov 5, 20212 min read
More than 40 States Have Enacted Economic Nexus Legislation to Collect Online Sales Tax
Forty-two states plus the District of Columbia have laws in place, already in effect or scheduled to take effect soon, that increase the...

Fraud Practice
Nov 5, 20214 min read
Measuring False Positives is Not an Exact Science
Using Multiple Metrics can Provide a Better Understanding When a legitimate customer has their order declined because of fraud concerns...

Fraud Practice
Nov 5, 20212 min read
Amazon Increased Conversion Additional 36% After Fixing Early Issues on Prime Day
According to marketing analytics data from Jumpshot, when Amazon’s Prime Day kicked-off on Monday July 16 their daily sales conversion...

Fraud Practice
Nov 5, 20211 min read
More Use Starbucks App for Mobile Payment than Who Use Apple Pay in US
Although Apple Pay is the most popular cross-merchant mobile wallet with more users than Google Pay and Samsung Pay combined, the...

Fraud Practice
Nov 5, 20212 min read
Hyundai Follows Ford and Chevy with Partnerships to Develop In-Car Mobile Payments
Hyundai recently announced they are developing a mobile wallet while also partnering with a restaurant and two major gas stations for...

Fraud Practice
Nov 5, 20212 min read
Putting the Use of Apple Pay and Mobile Payments in Perspective
Although the number of Apple Pay users worldwide more than doubled in 2017, this represents just 16 percent of iPhone owners that have...

Fraud Practice
Nov 5, 20212 min read
Thanksgiving, Black Friday and Cyber Monday all Set New Record Highs
Desktop and mobile eCommerce sales reached a combined $14.5 billion across Thanksgiving, Black Friday and Cyber Monday, while CNP channel...

Fraud Practice
Nov 5, 20212 min read
Alibaba Exceeds $25 Billion in Purchase Volume on Single’s Day
Alibaba shattered previous sales records on Single’s Day in China, the largest global online shopping day of the year, reaching $25.3...

Fraud Practice
Nov 5, 20212 min read
Visa Canada Requires CVV on All eCommerce Transactions While Providing Merchants New Liability Shift
Visa Canada published a document titled The Future of Payment Security in Canada, detailing several new requirements related to ensuring...
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