Manual Reviews can be performed in-house or by a third party vendor. Manual Reviews require staff members to perform manual checks on orders that were not low risk enough to be auto-accepted, and not high risk enough to be auto-declined. Manual Reviews are used with these “in-between” orders to determine if they are fraudulent and to try and convert the ones that aren’t.
Operational Providers have the capacity to become the hub of a risk architecture. They are very diverse in terms of the various operational processes where they are applicable and provide value. They are equally, if not more, diverse in terms of the specific point tools and fraud prevention techniques that are supported through their operational platforms.